Place statements in appropriately labeled folders for future reference. For your receipts, buy a 12-month check file folder. This is where you will temporarily store all your small paper receipts.

Sort paid bills into paper file folders labeled by category, such as utilities, insurance, medical, donations and warranties. Place statements in appropriately labeled folders for future reference.

The 10-folder method is meant to keep your paper clutter organized till you actually file it away in a safe place. Use a strong file holder to keep all the folders together.

Sort paid bills into paper file folders labeled by category, such as utilities, insurance, medical, donations and warranties. Place statements in appropriately labeled folders for future reference.

We can then grab the folders, as necessary, on our way to the office, the store, or the shredder, and bring them back when we are done. It's remarkably simple, but something few of us were ...

Place statements in appropriately labeled folders for future reference. For your receipts, buy a 12-month check file folder. This is where you will temporarily store all your small paper receipts.